Real Tunes Checking

Real Tunes Checking

Who said checking couldn't be fun? With Real Tunes Checking, you earn free iTunes® credit each month! Use those credits to download music, movies, apps, ringtones, and more.

iTunes credit, ATM fee refunds, and free checking, with no balance requirements or service charge per monthly statement cycle. See? You're having fun already!


Here's how it works: each cycle you meet the simple qualifications, we will reimburse you for up to $9.99 in iTunes® purchases and up to $20 for ATM fees. (excluding international ATM fees)

  • Get $9.99 in iTunes® credit each statement cycle
  • Get $9.99 in iTunes® credit just for signing up
  • No minimum balance
  • No service charge per monthly statement cycle
  • ATM fee refunds nationwide, excluding international transactions (up to $20 per statement cycle)
  • Unlimited check writing
  • Free Check Safekeeping
  • Free VISA® debit card*
  • No annual fee VISA® credit card**
  • Free online banking
  • Free online bill pay
  • Free eStatements
  • Monthly statements
  • Direct deposit available
  • Money line available**
  • FDIC Insurance
  • $100 deposit to open
  • EZ Save

*Some restrictions apply

**On approved credit


In order to qualify for iTunes® credit and nationwide ATM fee refunds*, simply do the following everyday activities:

  • Have 15 VISA® Debit Card Point of Sale transactions (excluding ATM transactions) post and clear per qualification cycle
  • Receive E-statements
  • Access your online banking once per qualification cycle

If you don't qualify in a given cycle, don't worry—you'll still get unlimited free checking, and you can get the rewards back the very next statement cycle you qualify!

*excluding international transactions

More Information

Earn iTunes® credit up to $9.99 with initial account opening regardless of qualifications. Earn up to $9.99 in iTunes® credit each cycle the minimum qualifications are met. Sales taxes may apply potentially reducing the number of downloads reimbursed. If you do not meet the qualifications, your account will still function as a free checking account; however, it will not receive ATM refunds or earn iTunes® credit for that time period. No minimum balance required; however, you must deposit a minimum of $100 to open this account. Available to personal accounts only.