Make the smart choice and get the high-yield checking account that puts your money to work earning 3.19% APY* with no minimum balance requirements or monthly service fees. We even refund ATM fees so you can get cash anywhere—not just in Boise or the Magic Valley, but anywhere from sea to shining sea!
Free checking with an incredible interest rate…what a bright idea!
- Summary
- 3.19% APY* on balances up to $30,000
- 0.79% APY* on amount of balance over $30,000
- 0.09% APY* if qualifications aren't met
- No minimum balance
- No monthly service fee
- ATM fee refunds nationwide (up to $20 per statement cycle)
- Unlimited check writing
- Free VISA® debit card
- No annual fee VISA credit card**
- Free online banking
- Free online bill pay
- Free E-statements
- Direct deposit available
- OD Courtesy
- Money line available**
- FDIC insurance
- $100 deposit to open
Team up your SMART Rewards Checking Account with our free SMART Rewards Savings Account to improve your earnings even more!
To learn more about this account, visit www.dlevansrewards.com.
*APY = Annual Percentage Yield
**On approved credit
- Qualifications
In order to qualify for the SMART rate and nationwide ATM fee refunds, simply do the following everyday activities:
- Make 12 debit card transactions per statement cycle
- Arrange 1 recurring direct deposit, ACH auto debit, or online bill pay
- Enroll and receive E-Statements
If you don't qualify in a given statement cycle, don't worry—you'll still get unlimited free checking and our base rate of interest. And you can get the rewards back the very next statement cycle!
- More Information
Annual Percentage Yield (APY) accurate as of 6/01/10. Minimum to open account is $100. Rate tiers are as follows: 3.19% APY applies to balances of $.01 - $30,000 and 0.79% APY applies to balances over $30,000 as long as qualifications are met each statement cycle. 0.09% APY applies to all balances if qualifications are not met. All balances will earn 3.19% APY or 0.79% APY as long as qualifications are met. Rates subject to change. Fees may reduce earnings.
