Idaho Medical Account

Protect yourself from unexpected medical costs by setting money aside now with an Idaho Medical Savings Account. Balances over $500 earn interest so your balance is growing until you need it.

When you do get sick, use funds for doctor bills, prescriptions, or any other health-related expense at no cost. It's a smart way to plan ahead.

We offer a Checking Account or a Certificate of Deposit. Choose which one best fits your needs.

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Idaho Medical Account
Summary
  • Interest bearing account
  • Possible tax advantages*
  • Interest earned on balances over $500
  • $200 minimum balance to avoid $7 service charge per monthly statement cycle
  • Unlimited check writing
  • Free VISA® debit card**
  • No annual fee VISA® credit card***
  • Free online banking
  • Free eStatement
  • Monthly imaged statements
  • Direct deposit available
  • FDIC Insurance
  • $100 deposit to open

*Consult your tax advisor.

**Some restrictions apply

***On approved credit

Idaho Medical Savings CD
  • Great rates
  • Terms from 3 months to 5 years
  • Make additional deposits at any time*
  • Available for individuals or families
  • Penalty for early withdrawal
  • FDIC insurance
  • $500 deposit to open

*Add-on deposit must be $500 or more