Recognition of a Customer's Expectation of Privacy.
We recognize that you expect privacy and security for your personal and financial affairs. Protecting your privacy, along with your financial assets, is at the core of our business. You have chosen to do business with us and we understand the need to keep sensitive information that you provide to us secure and confidential. You can be sure that we maintain standards and procedures designed to protect your financial information.

Use, Collection, and Retention of Customer Information.
We collect, retain, and use information about you only for specific business purposes to serve your financial needs. In addition to information you provide to us, we collect and retain general, statistical information available from public records and lifestyle and other demographic and survey information. We use it to protect and administer your records, accounts, and funds; to comply with certain laws and regulations, and to better understand what financial services you are interested in and the best way to provide you with quality products and superior service.

Maintenance of Accurate Information.
We continually strive to maintain complete, accurate and up to date information about you and your accounts in accordance with commercial standards. If you ever believe that our records contain inaccurate or incomplete information about you, please contact us by e-mail at internetbanking@dlevans.com or by telephone at 1-866-661-5463. We will investigate your concerns and correct any inaccuracies as quickly as possible.

Limiting Employee Access to Information.
Keeping your financial information secure is one of our most important responsibilities. We value your trust and handle your information with care. Our employees' access to customer information is authorized for business purposes only and is based on the employees' need to know such information about you. We educate our employees about the importance of confidentiality and customer privacy through standard operating procedures, our employee handbook and special training programs. We take appropriate disciplinary measures to enforce employee privacy responsibilities.

Protection of Information via Established Security Procedures.
We maintain security standards and procedures to help us protect you from unauthorized access to confidential information. We update and test our technology to improve the protection of our information about you and to assure the integrity of our information.

Restrictions on Disclosing Information to Parties Outside Our Affiliated Banks and Companies.

We do not reveal confidential information about you or your accounts to parties outside our affiliated banks and companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable credit bureau or similar information reporting agency: or (4) we are legally required or permitted to do so.

Maintaining Customer Privacy in Business Relationships with Third Parties.

Sometimes it is necessary to provide personally identifiable information about you to a third party, such as to a vendor or service company that we hire to provide support or services for one or more of our products. We are very selective in choosing these vendors and service companies. When we enter into these relationships, we require them to adhere to strict standards regarding the security and confidentiality of customer information. They cannot release or use your information for their own purposes or sell or release your information to any third party.

Disclosure of Our Privacy Principles to You.
We want you to understand our commitment to personal privacy and how we use information. Because of this commitment, we have prepared these Privacy Principles.