SBA Lender of the Year wo 2017-06
This is our specialty. 

At D. L. Evans Bank, we know it is what we do together in business that makes a positive difference in the communities that we serve. For many small businesses, an SBA loan is the best financing option. It provides distinct business advantages such as longer repayment terms, a lower monthly payment, and oftentimes a lower down payment. 

Our bank is a designated SBA Preferred Lender. This gives us the delegated authority to underwrite and approve SBA loans on behalf of the U.S. Small Business Administration. So, when you apply for an SBA loan with us, you'll experience a streamlined and expedited process — from application to closing.

D. L. Evans Bank is here to help. It is our mission to assist small business owners to achieve their dreams by providing SBA products and services in a timely manner. Whether you are starting a new business, seeking additional working capital, making improvements or purchasing commercial real estate, there are SBA programs to assist you. Inquire now, and an experienced loan officer will be in contact with you soon!

Details
  • Available for start-up businesses, as well as purchasing and refinancing existing businesses
  • Government-assisted help for businesses that might otherwise have difficulty getting approved
  • Special financing for qualifying businesses
  • Competitive rates for a wide range of business needs:
    • Commercial real estate purchase
    • Construction
    • Business acquisition or expansion
    • Equipment/inventory purchase
    • Working capital
    • And more
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity*
  • Local decision-making and processing in Idaho
  • Attentive, friendly service from start to finish

Learn More

SBA Training Center.

SBA Express Term Loan
  • Use of Proceeds
    • Working Capital
    • Inventory
    • Equipment
    • Furniture/Fixtures
    • Debt Refinance
    • Business Acquisition
    • Real Estate
  • Maximum Loan
    • $350,000
  • Maximum Maturity
    • 10 years to 25 years, depending on the Use of Proceeds. 
    • Multiple uses (working capital, inventory, equipment, etc.) can be financed in one loan and repayment.
SBA Express Revolving Line
  • Use of Proceeds
    • Working Capital
  • Maximum Loan
    • $350,000
    • Maximum Maturity
      • 10 year term:
        • 5 year revolving period and; 5 year term out period
    SBA 7(a) Term Loan
    • Use of Proceeds
      • Working Capital
      • Inventory
      • Equipment
      • Furniture/Fixtures
      • Debt Refinance
      • Business Acquisition
      • Real Estate
    • Maximum Loan
      • $5,000,000
    • Maximum Maturity
      • 10 years to 25 years, depending on the Use of Proceeds. 
      • Multiple uses (working capital, inventory, equipment, etc.) can be financed in one loan for ease of processing and repayment.
    SBA 504 Program
    • Use of Proceeds
      • Land/Building 
      • Equipment
    • Maximum Loan
      • $5,000,000*
    • Maximum Maturity
      • SBA Debenture:
        • Equipment: 10 years
        • Real Estate: 20 years

    * Based on SBA's review, D. L. Evans Bank may finance up to 50% of project costs, with the SBA financing up to 40%. Many times the 504 program provides 90% financing for long-term assets.

    Small Business Resources

    Visit any of the following websites to learn more about upcoming workshops and events, and to find other helpful information on starting or growing your business.

    Small Business Resources

    Veteran-Owned Business Resources

    Women-Owned Business Resources

    Minority-Owned Business Resources

    The smart solution for your smart growth.

    *Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.