Skip to content

Protect yourself from unexpected medical costs by setting money aside now with an Idaho Medical Checking Account. Balances over $500 earn interest so your balance is growing until you need it.

When you do get sick, use funds for doctor bills, prescriptions, or any other health-related expense at no cost. It's a smart way to plan ahead. We offer medical savings as a checking account or a certificate of deposit. Choose which one best fits your needs.


  • Interest bearing account
    • Competitive, tiered interest rates paid on balances of $500 or more
    • Receive higher rates on larger balances
  • Possible tax advantages*
  • Avoid the $7 monthly service charge by maintaining a $200 minimum balance
  • Unlimited check writing
  • Monthly imaged statements
  • Free Visa® debit card**
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Direct deposit available
  • $100 deposit to open 

This account may qualify you for Premier Club Membership. See how to join today — and start enjoying fun perks!

*Consult your tax advisor.

**Some restrictions apply.

Fixed rates and set terms — secure your health with a secure certificate of deposit!

  • Competitive rates
  • Terms from 3 months to 5 years
  • Make additional deposits at any time*
  • Available for individuals or families
  • Penalty for early withdrawal
  • $500 deposit to open

*Add-on deposits must be $500 or more.

Take charge of your medical spending.