Monthly payments required on all mortgage loans. Payment does not include taxes and insurance and actual payments will be higher.

All loans subject to credit approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

Fees displayed on the summary page only include lender fees and discount points. Discount points are upfront fees paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000). For an estimate of all fees, including third party fees, click the ?fees? link for each option.

Government program (VA, FHA, USDA) guarantee or funding fees are financed into your loan amount, and will therefore not be shown as a separate fee in the fee details section.

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Video Banking

Personal Checking Options

Free Community Checking

A checking account with this many benefits shouldn’t be free.

Secure Checking

Checking with added security and peace of mind.

Interest Checking

A checking account that puts your money to work.

Premier Checking

A checking account just for those who are 50 or better.

Premier Plus Checking

All the power of Premier Checking plus interest.

Idaho Medical Checking

Checking that protects you from unexpected medical costs.

 

 

Student Checking

Designed with students in mind — discover the power of online and mobile services.

CDARS & ICS

FDIC protection for larger accounts.

Online or In-person

Find a branch that is convenient for you.

Comparison Snapshot:

Account Minimum Opening Deposit Minimum Balance Requirement Monthly Service Charge Free Online  Banking, Mobile Banking, and Online Bill Pay Free eStatements Access to MoneyPass Network
Free Community Checking $100 None None {yes} {yes} {yes}
Secure Checking $100 None $7 ($2 credit for eStatement enrollment) {yes} {yes} {yes}
Interest Checking $100 $1,500 $8 if minimum balance not met {yes} {yes} {yes}
Premier Checking $100 None None {yes} {yes} {yes}
Premier Plus Checking $100 $1,500 $8 if minimum balance not met {yes} {yes} {yes}
Idaho Medical Checking $100 $200 $7 if minimum balance not met {yes} {yes} {yes}
Student Checking $100 None None {yes} {yes} {yes}