Attentive, Friendly Service from Start to Finish
Local Decision-Making and Processing
Refinance Your Current Vehicle to Potentially Lower Your Rate
Wide Range of Terms Customized to Your Unique Situation
Competitively Low, Fixed Rates on New or Used Vehicles
All Loans are Subject to Credit Approval
Features & Benefits
Get the vehicle you’ve had your eye on today!
Enjoy competitive rates, quick approvals, and personalized service to help you get on the road with confidence.
Loan Options
Loan | Details |
Cars and Trucks (up to 1 ton) | New and Used Automobiles, Pickups, and Vans Fixed monthly payments |
ATV/Dirt Bikes | New and Used Fixed monthly payments |
Snowmobile/Jet Skis | New and Used Fixed monthly payments |
Tractor/Mower | New and Used (for consumer purposes only) Fixed monthly payments |
Trailer | New and Used Trailers Fixed monthly payments |
UTV | New and Used UTV’s Fixed monthly payments |
Boat/RV | New and Used Boats, Motorhome, Travel Trailer, RV, etc. Fixed monthly payments |
Other vehicle loan products available for older vehicles and other specialized loan options.
Vehicle Loans
Get Your Loan in Gear
Lending Made Personal
Vehicle Loan Options for Every Need
Drive away with confidence thanks to our Vehicle Loans. Enjoy competitive rates, flexible terms, and quick approvals—whether you’re buying new, used, or refinancing your current vehicle. Our local experts are here to guide you every step of the way, making the process smooth and hassle-free. Whatever your goals, our Vehicle Loans are designed to help you move forward with confidence.
Can you refinance a vehicle loan?
Yes, you can refinance a vehicle loan with D.L. Evans Bank. Refinancing may help you lower your monthly payment, reduce your interest rate, or adjust your loan term to better fit your needs. If you’re interested in exploring your options, our team can review your current loan and help you determine if refinancing is right for you. Feel free to contact us via video banking or visit your local branch to get started.
How much should my car payment be?
A good guideline is to keep your car payment within a comfortable portion of your monthly budget—typically no more than 10-15% of your monthly take-home pay. This helps ensure you can manage your payment along with other expenses. You can use our Vehicle Loan Calculator to explore different loan amounts and terms to find a payment that fits your financial situation. If you’d like personalized guidance, our team at D.L. Evans Bank is happy to help you review your options in a brach or via a video call.
How to apply for a car/vehicle loan?
You can apply for a vehicle loan in the way that’s most convenient for you. Simply choose one of the following options:
Apply online: Our online loan application is easy, simple, and convenient.
Visit a local branch: Stop by any D.L. Evans Bank location, where our team will be happy to assist you in person.
Use Video Banking: Connect with one of our Digital Bankers through our Video Banking service for a face-to-face experience from anywhere.
If you have any questions about the application process or need help choosing the best loan option for you, our team is here to help!
How to calculate a car payment?
To estimate your car payment, you can use our convenient vehicle loan calculator. Simply enter the loan amount, interest rate, and term to see what your monthly payments might be. Visit our Vehicle Loan Calculator to get started and explore different financing options.
What information will I need for my vehicle/car loan application?
When applying for a vehicle loan, you’ll need to provide some basic personal and financial information, including:
A valid government-issued photo ID
Proof of income (such as recent pay stubs or tax returns)
Employment information
Details about the vehicle you wish to purchase (make, model, year, VIN, and purchase price)
Proof of insurance (may be required before finalizing the loan)
Your current address and contact information
Having these documents ready can help speed up the application process. If you have any questions about what’s needed, our team at D.L. Evans Bank is here to assist you.
We’re Here to Help
