Dedicated SBA Department
Our dedicated SBA team partners with our local loan officers to deliver exceptional service and meet your needs.
SBA Preferred Lender
Gives us the authority to process and approve SBA loans on behalf of the U.S. Small Business Administration.
Fits a Variety of Business Needs
Change of Ownership, Commercial Real Estate, Equipment, Working Capital, and more.
Wide Range of Terms Customized to Your Business
Learn More Through SBA Training Center
Generally Lower Down Payments and Extended Terms
Financing for Businesses that Might Otherwise have Difficulty Getting Approved
Attentive, Friendly Service from Start to Finish
Local Decision-Making and Processing
Competitive Rates
All Loans are Subject to Credit Approval
Features & Benefits
This is our specialty.
At D.L. Evans Bank, we specialize in SBA loans and are proud to be an award-winning SBA Rural Lender. As an SBA Preferred Lender, we offer a faster, more efficient loan process with flexible terms and lower payments to help your small business grow.
SBA Express Term Loan
SBA Express Term Loans are an expedited version of the SBA 7(a) Loan. To help finance your multiple business needs, we can individually adapt a loan to your goals.
D.L. Evans Bank is a Preferred Lender with the SBA and is recognized as a top SBA lender in the communities that it serves. Our knowledgeable loan officers, dedicated SBA Department, and the ability to service your loan in one of our many branches make us readily available to meet your needs and exceed your expectations.
Purpose
Working Capital
Inventory
Equipment
Furniture and Fixtures
Debt Refinance
Business Acquisition
Land
Real Estate
Tenant Improvements
Multi-purpose business needs can be financed in one loan for ease of processing and repayment.
Loan Amount: Up to $500,000.
Interest Rate: May be fixed or variable and is based on Wall Street Journal Prime plus a margin.
Payment Terms
Up to 10 years for non-real estate purposes.
Up to 25 years for real estate.
No balloon payment and lower monthly payments.
Blended maturity may be available for mixed purpose loans.
Fees
SBA Guaranty Fee
SBA Packaging Fee
Bank Closing Costs
All fees can be financed within the loan request
Down Payment: Minimum of 10% for start-up companies and business acquisitions.
Pre-Payment Penalty: Loans with a repayment term of 15 years or more will have a pre-payment penalty in the first three years (5%-1st year, 3%-2nd year, and 1%-3rd year).
Must meet eligibility requirements and exceptions may apply. Ask your loan officer for details!
SBA Loan Options
We Help Small Businesses Do Big Things
Small Business Advantage
SBA Loan Solutions for Your Business Growth
D.L. Evans Bank proudly offers SBA Loans designed to help businesses start, expand, or strengthen their operations. With competitive terms and flexible repayment options, our SBA lending solutions make it easier to access the capital you need. Let us help you take your business to the next level with the support and expertise you deserve.
We’re Here to Help
