Benefits of Paying Your Bills Online with Bill Pay
Benefits of Paying Your Bills Online with Bill Pay Looking for ways to simplify your finances and reduce everyday stress? One easy solution is to take advantage of the bill payment features offered through your online and mobile banking platforms. Most customers with checking or savings accounts can access this service free of charge, making it a cost-effective tool that seamlessly fits into your financial routine. Convenience: With online bill pay, you can manage and pay all your bills in...
Banking Essentials
HSA Accounts Explained: Tax Benefits, Eligibility, and Tips
Do Health Savings Accounts (HSAs) cause you to scratch your head? Don’t fret - we have a handy breakdown of the benefits of Health Savings Accounts, eligibility, and tips for how your money can work best for you. HSA Benefits Tax Advantages: While you should always confirm with a tax professional, HSAs generally have tax advantages like contributions being tax-deductible, qualified withdrawals are tax-free, and any interest on the funds grow tax deferred.* Funds don’t expire: Unlike Flex or...
Banking Essentials
What Does the End of Penny Production Mean for You or Your Business?
To reduce excess government spending, President Trump ordered the U.S. Treasury to stop producing new pennies in early 2026. The U.S. isn’t alone in this decision – Australia and Canada stopped minting pennies years ago. Here’s what you need to know about the upcoming penny retirement and its effect on cash transactions. What Impact Will This Have on You or Your Business? As Penny circulation continues to decline, we're here to help you stay informed during the transition. The Federal Reserve...
Banking Essentials
Give the perfect gift!
Give the Gift of Choice: Enjoy No Purchase Fees on Visa Gift Cards at Your Hometown Bank! The holiday season is a time for giving, and finding the perfect gift for everyone on your list can be a challenge. This year, make gift-giving simple and thoughtful with D.L. Evans Bank Visa® Gift Cards from your local D. L. Evans Bank—and take advantage of our special promotion: no purchase fees now through December 31st! Why Choose Visa Gift Cards from Your Community Bank? Versatility for Every...
Banking Essentials
Small Business Saturday 2025
Small Business Saturday is more than just a date on the calendar—it’s a celebration of community, creativity, and local spirit! At D.L. Evans Bank we love the local small businesses in our communities, and hope we can all take the time to support our small businesses next week on 11/29/25. Small Business Saturday brings together neighbors, friends, and families, sparking connections that strengthen our local economies year-round. Looking ahead to Small Business Saturday 2025, we can’t wait to...
Community
How to Spot and Stop Online Banking Scams
Fraud is evolving, and scammers are finding new ways to trick consumers into giving away their money or information. At D.L. Evans Bank, our Digital Banking team is seeing several common scams targeting both individuals and businesses. Zelle Fraud Alert Scammers are targeting customers through fake online purchases, often for goods or pets. Sending money through Zelle is like handing over cash as it can’t be reversed. Before sending funds, ask yourself: Do I personally know this person?...
Fraud Prevention
How to Pick a Credit Card
How to Pick a Credit Card: Your Questions Answered Navigating the world of credit cards can be both exciting and overwhelming. With so many options and terms to understand, it's essential to equip yourself with the right knowledge on how to choose a credit card to make informed decisions. Let's dive into some key considerations to help you choose and use your credit card wisely. Decode the Credit Card Lingo Shopping for a credit card can be an adventure, but knowing the terminology is key to...
Banking Essentials
College Budgeting Tips for Students
As students dive into college life and new routines, we've got some fun tips to help them manage their money. Let's make those educational journeys a bit smoother with smart financial habits! Tip 1: Record Expenses It’s hard to understand where your money is going if you don’t keep track of your purchases. By taking the time to record your spending, you’ll see exactly where your money goes and can build your budget accordingly. The good news is there are lots of tools to help with budgeting,...
Financial Wellness
Essential Tips for Financial Literacy
How to Teach Your Teens and Kids About Money: Essential Tips for Financial Literacy Empowering young minds with strong financial skills is more important now than ever. When it comes to money management for teens and financial literacy for kids, starting early sets the stage for a lifetime of smart financial decisions. Whether you're teaching basic concepts like saving and budgeting or diving into credit cards and loans we have some tips to help your child become a financially savvy adult....
Financial Wellness
Bank Local
Community Banks: Built for You Community banks are the backbone of thriving local neighborhoods—they invest back into the communities they serve, giving residents and small businesses the boost they need to flourish. More than just a place to stash your cash, these banks truly partner with locals, offering the kind of personalized care that big, impersonal banks just can't match. One of the key advantages of community banking is the focus on local relationships. Community banks take the time...
Banking Essentials
Travel Debit Card
If you are traveling this summer, there is a great tool to keep your finances safe while away from home. Using a Visa Travel Card is a modern solution for consumer travel needs. It is a unique alternative to taking cash, credit cards, debit cards, or traveler’s cheques and can be used anywhere Visa Cards are accepted. Here are just a few benefits to using a travel card. Global Acceptance: A reloadable Visa Travel Card works like a debit card and is accepted in millions of locations worldwide,...
Banking Essentials
Need a little extra cash for that home makeover or personal project?
Home Equity Loan vs Home Equity Line of Credit (HELOC) Need a little extra cash for that home makeover or personal project? A Home Equity Line of Credit or a Home Equity Loan might be just the ticket. Dive in as we break down the fun similarities and differences between these two ways to tap into your home's equity Both a Home Equity Loan and a HELOC (Home Equity Line of Credit) allow homeowners to borrow money using the equity in their homes as collateral. A Home Equity Loan is typically...
Financial Wellness
More Banking Essentials Articles
Learn about a wide range of banking products, services, and essential financial tools to help you make informed banking decisions.
Banking Essentials
Learn about a wide range of banking products, services, and essential financial tools to help you make informed banking decisions.

















































