Mortgage Officers

Josh Hartman graduated from Idaho State University with a degree in Business Management. He comes to D.L. Evans Bank with several years’ experience in banking and finance. Josh takes pride in providing excellent customer service to all of his clients and enjoys working with people to help them find solutions to their problems. Whether you are purchasing your first home or looking at refinancing your mortgage, Josh will make the home financing experience as comfortable and as easy as possible. 

Josh resides in Pocatello, where he was born and raised. He loves Idaho and considers it to be an incredible place to raise a family. Josh loves spending time with his wife and children. He also enjoys mountain biking, traveling, and is an avid golfer.

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Levi was born and raised in Oakley, Idaho. After graduating from Oakley High School as a state champion wrestler, Levi attended Southern Virginia University and was a member of their wrestling team.  After returning home and getting back involved in community theater, he met his wife while performing in a show together. He and his wife live in Burley with their wonderful children. Levi continues to be active in the community, serving on the Board of Directors for the Oakley Valley Arts Council, as well as volunteering with The Burley Theater, The Mount Harrison Foundation, The Wilson Theater, and assisting with the Oakley Little League, Junior High, and High School wrestling programs. Levi is also a member of the Ambassadors for the Mini-Cassia Chamber of Commerce and enjoys being involved with the Mini-Cassia Association of Realtors.

Levi enjoys making the home loan experience go as smoothly as possible. He is especially excited to help first-time home buyers with little-to-no down payment gain access to several great mortgage programs. If you are purchasing or refinancing, Levi looks forward to helping you achieve your mortgage lending goals by offering local loan processing and underwriting.

Levi is proud to offer a variety of mortgage loan products, including Idaho Housing, FHA, VA, Conventional, and USDA Rural Development. In addition to aiding with primary residences, he is also able to help with investment properties up to four units, as well as second homes. Levi is also able to offer Bank Statement loans and Debt Service Coverage Ratio (DSCR) loan financing. He is fluent in both the English and Spanish languages. Levi looks forward to building relationships and helping facilitate the mortgage lending process.

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When purchasing a new property or refinancing a home, it is important for you to have a trusted advisor to simplify the complex mortgage process and provide the resources needed to understand the market. As a mortgage loan officer, Raymond Mudrow is committed to providing continuous communication with you throughout the loan process to ensure a smooth, seamless experience.

With 20+ years in the mortgage and finance industry, Raymond has expertise in all facets of mortgage lending, products, underwriting guidelines, and the real estate market in general. He can advise you on which loan option is right for you, as well as ensure that the mortgage process will fit your timeline. He is dedicated to sharing with each person his extensive knowledge of mortgage products so that you get the best loan that matches your needs.

Raymond's goal is to help each of his clients reach their goals. He does this by meeting with them in order to get a complete assessment of their financial background and home financing needs. Only then will he provide customized mortgage strategies and solutions to fit their unique situations. 

Whether you are interested in purchasing a home or refinancing, Raymond looks forward to working with you and sharing his expertise to make the mortgage process as seamless as possible. 

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Don Lillie attended the American Bankers Association and the Institute of Financial Education. He comes to D.L. Evans Bank with twenty-nine years of mortgage lending and banking experience. Don is a native Idahoan and enjoys four wheeling, motorcycle riding and camping. He is committed to serving his community by being a member of the Caldwell Chamber of Commerce, Snake River Building Contractor Association, and the Caldwell Board of Realtors.

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Charles Friedman has lived in the Wood River Valley since 2001 and worked in the banking industry for over 15 years as both a commercial lender and a mortgage lender, closing over $500 million in purchase and refinance transactions. 

Before he moved to Idaho, Charles grew up in Connecticut and graduated from Colgate University in Hamilton, NY.  He and his wife have two wonderful children and he enjoys skiing, mountain biking, ice hockey, and spending time in the outdoors.

Charles prides himself on being responsive, communicative, and knowledgeable about the local real estate market.  He enjoys putting deals together and understanding the intricacies of each borrower and their specific needs so that he can find the best financing solutions. His local knowledge and experience set him apart from the competition.

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