Mortgage Officers

Josh Hartman graduated from Idaho State University with a degree in Business Management. He comes to D.L. Evans Bank with several years’ experience in banking and finance. Josh takes pride in providing excellent customer service to all of his clients and enjoys working with people to help them find solutions to their problems. Whether you are purchasing your first home or looking at refinancing your mortgage, Josh will make the home financing experience as comfortable and as easy as possible. 

Josh resides in Pocatello, where he was born and raised. He loves Idaho and considers it to be an incredible place to raise a family. Josh loves spending time with his wife and children. He also enjoys mountain biking, traveling, and is an avid golfer.

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Don has been in the mortgage industry a little over 30 years, with the last 19 of those years as the owner of his own mortgage operation in Alabama. He was able to semi-retire in 2010, but has always wanted to get back into the business he knows well. He is excited to jump back in by joining D.L. Evans Bank.

Don has won numerous awards during his time in the real estate industry as he worked in several additional markets, including Florida and Tennessee. He has seen many changes during his career and understands what it takes to make the process of obtaining a mortgage loan as comfortable and effortless as possible. He is tireless in his work ethic and is available to both the real estate agent, builder, and client at their convenience, as he realizes 9-5 is not always time-friendly for everyone. In addition, Don has taught mortgage financing classes for new realtors in a classroom setting for over ten years; he was pleased to see the majority of those students progress to become top agents in their respective markets.                             

Don was born in Tuscaloosa, Alabama, but spent the majority of his adult life in Birmingham. In addition to his mortgage production, he has managed offices for two large mortgage operations in Florida and in Tennessee. Having attended the University of Alabama, Don is an avid Crimson Tide fan. Roll Tide! He moved to Idaho in 2014 with his wife and together they have seven children and eight grandchildren. Don has enjoyed riding motorcycles since he was a young boy, both street and dirt, and has the broken bones to prove it. Don also enjoys serving his community. He has had a homeless street ministry in Birmingham where he oversaw 17 churches serving meals to 125 homeless individuals three nights a week for many years. Don still has a place in his heart for those less fortunate in his community.

Don is looking forward to being able to meet and assist you throughout the home loan process.

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Juanita is a life-long resident of the Mini-Cassia area. She is a graduate of Minico High School and has attended the College of Southern Idaho. Juanita is active in her community and is involved with the Rupert Rotary Club, the Mini-Cassia Association of Realtors, the Chamber of Commerce, Relay for Life and the St. Nicholas 4th of July fundraiser. She is also fluent in both the English and Spanish languages.

Juanita has over nine years of banking experience and provides award-winning customer service. She understands the mortgage lending environment and works hard to make the home loan experience an enjoyable one. Whether you are purchasing or refinancing a home, Juanita will help make the home lending process as easy as possible. We offer local underwriting, processing, and funding. We also offer a variety of mortgage loan products, such as USDA Rural Development, FHA, VA, Conventional and Idaho Housing.

Juanita specializes in mortgage loan programs with little or no down payment requirement. She looks forward to meeting with you and helping you understand the great programs that are available. Whether you are looking for your first, second, or final home, Juanita is dedicated to helping you realize your dreams of home ownership.

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Zane is a life-long resident of the Mini-Cassia area. He was born and raised in Oakley, Idaho. After graduating from Oakley High School, Zane attended Idaho State University. Zane enjoys being active in the community. He has coached Football and Wrestling at Oakley High School for many years. You may recognize him from his theater involvement with the Oakley Valley Arts Council (OVAC) and also the Wilson Theatre. He is married to the beautiful Alice Mitton and together they have 5 children. Zane is fluent in both the English and Spanish languages.

Zane has been involved in mortgage lending for over 8 years. He is committed to working hard to make sure each of his clients have the best home buying experience possible. Whether you are purchasing or refinancing a home, Zane will be there to help make the home lending process as easy as possible. Zane has vast experience offering a variety of mortgage loan products, including USDA Rural Development (RD), FHA, VA, Conventional, and Idaho Housing. Zane specializes in little-to-no-down payment loan programs.

Zane looks forward to meeting with you, getting to know you, and helping you understand the great programs that are available at D.L. Evans Bank. Whether you are looking for your first home, a subsequent home, your second/vacation home, or an investment property, Zane will be here to help you realize your dreams of home ownership.

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David Roberts was born and raised in Weiser, Idaho, a small town located in the heart of Idaho. There, he learned to both know and value a strong sense of community. With almost two decades of banking experience, David has continued to apply those same principles he grew up with by putting his customers’ needs first, building on that trust, and establishing long-lasting relationships.

David is very active in his community. He serves as an Ambassador for the Boise West Chamber, serves as a volunteer with the Weiser Memorial Hospital Foundation, the Weiser Historical Society, the Saint Alphonsus Foundation, the Festival of Trees, the March of Dimes, the Meridian Chamber, the Camp River Run, and has been an active member in The Grotto Group Masterclass. In his spare time, David enjoys travelling the world and exploring new places.

 David is dedicated to helping his clients and considers it a privilege to help them with their home purchase or refinance needs. He is committed to working extra hard to make the home financing process as simple and as easy as possible. Whether you are buying or refinancing your home, or simply curious about market trends, David would love to offer his support and services. He knows the local community, both as a banker and as a neighbor, and can help guide you in this current market. David is committed to helping you every step of the way to help you find the best loan to meet your individual needs and goals. He will work hard to make your real estate experience memorable and enjoyable.

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When purchasing a new property or refinancing a home, it is important for you to have a trusted advisor to simplify the complex mortgage process and provide the resources needed to understand the market. As a mortgage loan officer, Raymond Mudrow is committed to providing continuous communication with you throughout the loan process to ensure a smooth, seamless experience.

With 20+ years in the mortgage and finance industry, Raymond has expertise in all facets of mortgage lending, products, underwriting guidelines, and the real estate market in general. He can advise you on which loan option is right for you, as well as ensure that the mortgage process will fit your timeline. He is dedicated to sharing with each person his extensive knowledge of mortgage products so that you get the best loan that matches your needs.

Raymond's goal is to help each of his clients reach their goals. He does this by meeting with them in order to get a complete assessment of their financial background and home financing needs. Only then will he provide customized mortgage strategies and solutions to fit their unique situations. 

Whether you are interested in purchasing a home or refinancing, Raymond looks forward to working with you and sharing his expertise to make the mortgage process as seamless as possible. 

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Don Lillie attended the American Bankers Association and the Institute of Financial Education. He comes to D.L. Evans Bank with twenty-nine years of mortgage lending and banking experience. Don is a native Idahoan and enjoys four wheeling, motorcycle riding and camping. He is committed to serving his community by being a member of the Caldwell Chamber of Commerce, Snake River Building Contractor Association, and the Caldwell Board of Realtors.

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Charles Friedman has lived in the Wood River Valley since 2001 and worked in the banking industry for over 15 years as both a commercial lender and a mortgage lender, closing over $500 million in purchase and refinance transactions. 

Before he moved to Idaho, Charles grew up in Connecticut and graduated from Colgate University in Hamilton, NY.  He and his wife have two wonderful children and he enjoys skiing, mountain biking, ice hockey, and spending time in the outdoors.

Charles prides himself on being responsive, communicative, and knowledgeable about the local real estate market.  He enjoys putting deals together and understanding the intricacies of each borrower and their specific needs so that he can find the best financing solutions. His local knowledge and experience set him apart from the competition.

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