Mortgage Officers

Josh Hartman graduated from Idaho State University with a degree in Business Management. He comes to D.L. Evans Bank with several years’ experience in banking and finance. Josh takes pride in providing excellent customer service to all of his clients and enjoys working with people to help them find solutions to their problems. Whether you are purchasing your first home or looking at refinancing your mortgage, Josh will make the home financing experience as comfortable and as easy as possible. 

Josh resides in Pocatello, where he was born and raised. He loves Idaho and considers it to be an incredible place to raise a family. Josh loves spending time with his wife and children. He also enjoys mountain biking, traveling, and is an avid golfer.

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Don has been in the mortgage industry a little over 30 years, with the last 19 of those years as the owner of his own mortgage operation in Alabama. He was able to semi-retire in 2010, but has always wanted to get back into the business he knows well. He is excited to jump back in by joining D.L. Evans Bank.

Don has won numerous awards during his time in the real estate industry as he worked in several additional markets, including Florida and Tennessee. He has seen many changes during his career and understands what it takes to make the process of obtaining a mortgage loan as comfortable and effortless as possible. He is tireless in his work ethic and is available to both the real estate agent, builder, and client at their convenience, as he realizes 9-5 is not always time-friendly for everyone. In addition, Don has taught mortgage financing classes for new realtors in a classroom setting for over ten years; he was pleased to see the majority of those students progress to become top agents in their respective markets.                             

Don was born in Tuscaloosa, Alabama, but spent the majority of his adult life in Birmingham. In addition to his mortgage production, he has managed offices for two large mortgage operations in Florida and in Tennessee. Having attended the University of Alabama, Don is an avid Crimson Tide fan. Roll Tide! He moved to Idaho in 2014 with his wife and together they have seven children and eight grandchildren. Don has enjoyed riding motorcycles since he was a young boy, both street and dirt, and has the broken bones to prove it. Don also enjoys serving his community. He has had a homeless street ministry in Birmingham where he oversaw 17 churches serving meals to 125 homeless individuals three nights a week for many years. Don still has a place in his heart for those less fortunate in his community.

Don is looking forward to being able to meet and assist you throughout the home loan process.

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James brings over two years of banking experience to his new role, having previously served as a Personal Banker. As a Mortgage Loan Officer, James will focus on completing pre-qualifications and originating mortgage loans while ensuring that all loan packages are accurate and complete. He will guide clients through the mortgage loan process, providing clear communication, expert guidance, and exceptional customer service every step of the way.

“I am excited to join D.L. Evans Bank and serve the Twin Falls community,” said Taylor. “Real estate is a growing market, and this is an excellent opportunity to assist clients in navigating their mortgage needs. I look forward to ensuring our clients are well-informed and supported throughout the loan process.”

Taylor is committed to providing exceptional service, helping clients understand the bank's policies, and ensuring that all lending requirements are met. He is passionate about engaging with local organizations and is actively seeking opportunities to become more involved with the local Chamber of Commerce and Realtor Associations to strengthen his connection to the community.

A graduate of Jackpot High School, James is also an avid technology enthusiast with a love for gaming, books, and movies. He has a lifelong passion for building computers and enjoys keeping up with pop culture fandoms such as Lord of the Rings and Star Wars.

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Zane is a life-long resident of the Mini-Cassia area. He was born and raised in Oakley, Idaho. After graduating from Oakley High School, Zane attended Idaho State University. Zane enjoys being active in the community. He has coached Football and Wrestling at Oakley High School for many years. You may recognize him from his theater involvement with the Oakley Valley Arts Council (OVAC) and also the Wilson Theatre. He is married to the beautiful Alice Mitton and together they have 5 children. Zane is fluent in both the English and Spanish languages.

Zane has been involved in mortgage lending for over 8 years. He is committed to working hard to make sure each of his clients have the best home buying experience possible. Whether you are purchasing or refinancing a home, Zane will be there to help make the home lending process as easy as possible. Zane has vast experience offering a variety of mortgage loan products, including USDA Rural Development (RD), FHA, VA, Conventional, and Idaho Housing. Zane specializes in little-to-no-down payment loan programs.

Zane looks forward to meeting with you, getting to know you, and helping you understand the great programs that are available at D.L. Evans Bank. Whether you are looking for your first home, a subsequent home, your second/vacation home, or an investment property, Zane will be here to help you realize your dreams of home ownership.

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With over 25 years of dedication to the financial industry, I am a trusted advisor and expert in real estate lending. My journey began with a passion for helping individuals and businesses achieve their dreams through strategic financial solutions.

I embarked on this career fresh out of USC with a degree in Economics and a drive to make a meaningful impact in people's lives. Over the years, I honed my skills and knowledge, navigating through various roles within the banking sector. From loan processing to underwriting, I gained invaluable experience that shaped my expertise in real estate financing.

As a loan officer, I became known for my exceptional customer service and unwavering commitment to my clients' success. I understand that each borrower has unique needs and aspirations, and I approach every interaction with empathy and professionalism. My ability to communicate complex financial concepts in a clear and understandable manner earned me the trust and loyalty of my clients.

I witnessed the evolution of the real estate market, from boom to bust and back again. I have adapted to changing economic landscapes and regulatory environments, always staying ahead of the curve to provide my clients with the best possible guidance and support.

Today, with a wealth of experience behind me, I am proud to represent D.L. Evans Bank. Clients can rest assured that they have a trusted partner guiding them every step of the way towards achieving their financial goals.

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When purchasing a new property or refinancing a home, it is important for you to have a trusted advisor to simplify the complex mortgage process and provide the resources needed to understand the market. As a mortgage loan officer, Raymond Mudrow is committed to providing continuous communication with you throughout the loan process to ensure a smooth, seamless experience.

With 20+ years in the mortgage and finance industry, Raymond has expertise in all facets of mortgage lending, products, underwriting guidelines, and the real estate market in general. He can advise you on which loan option is right for you, as well as ensure that the mortgage process will fit your timeline. He is dedicated to sharing with each person his extensive knowledge of mortgage products so that you get the best loan that matches your needs.

Raymond's goal is to help each of his clients reach their goals. He does this by meeting with them in order to get a complete assessment of their financial background and home financing needs. Only then will he provide customized mortgage strategies and solutions to fit their unique situations. 

Whether you are interested in purchasing a home or refinancing, Raymond looks forward to working with you and sharing his expertise to make the mortgage process as seamless as possible. 

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Don Lillie attended the American Bankers Association and the Institute of Financial Education. He comes to D.L. Evans Bank with twenty-nine years of mortgage lending and banking experience. Don is a native Idahoan and enjoys four wheeling, motorcycle riding and camping. He is committed to serving his community by being a member of the Caldwell Chamber of Commerce, Snake River Building Contractor Association, and the Caldwell Board of Realtors.

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Charles Friedman has lived in the Wood River Valley since 2001 and worked in the banking industry for over 15 years as both a commercial lender and a mortgage lender, closing over $500 million in purchase and refinance transactions. 

Before he moved to Idaho, Charles grew up in Connecticut and graduated from Colgate University in Hamilton, NY.  He and his wife have two wonderful children and he enjoys skiing, mountain biking, ice hockey, and spending time in the outdoors.

Charles prides himself on being responsive, communicative, and knowledgeable about the local real estate market.  He enjoys putting deals together and understanding the intricacies of each borrower and their specific needs so that he can find the best financing solutions. His local knowledge and experience set him apart from the competition.

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