Video Banking

Home purchases made easy.

It's time to stop wasting money on rent. Turn those monthly checks to your landlord into equity into your own home. It's more than just owning a piece of property — it's a step toward securing your financial future.

Buying a house is one of the most important decisions you’ll ever make. So when you’re ready to buy your home, get help from a local bank you know you can trust. Speak to one of our mortgage experts to learn more about how we can help you.

Find a Loan Officer


  • Competitively low interest rates
  • A wide range of terms and financing programs customized to your unique situation
  • Variety of  Mortgage Loan Programs available including government and minimum down loan programs
  • Fixed  rate and adjustable rate mortgages (ARMs)
  • Jumbo loans available (for mortgages over $766,550)
  • Loans for primary residences, second/vacation homes, investment properties (1-4 units) and manufactured homes
  • Portfolio loan programs available
  • Helpful loan advisors with working knowledge of the local real estate market
  • Pre-approval for extra confidence when it comes to securing financing
  • Attentive, friendly service from start to finish
  • Local decision-making and processing
  • All loans are subject to credit approval

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Refinancing Your Home

You may be able to get a lower rate and more favorable terms by refinancing your existing mortgage with a loan from D.L. Evans Bank. All mortgages are not created equal — we offer loans with some of the lowest rates around.

Speak with a mortgage loan officer to make sure you're getting the best deal. Often, we can get you a lower rate and a more affordable monthly payment. A quick introductory meeting is all it takes to see what we can do for you!

Find a Loan Officer


  • Refinance your home to:
    • Get a lower rate or monthly payment
    • Change your loan term
    • Consolidate debt into one low payment
    • Get cash out
  • Competitively low interest rates
  • Variety of  Mortgage Loan Programs available including government and minimum down loan programs
  • Fixed-rate and adjustable-rate mortgage (ARM) products
  • Federal Housing Administration (FHA), Veterans Administration (VA), and Rural Development (RD) loans
  • Experienced and knowledgeable loan officers
  • In-house processing, underwriting, closing, and funding
  • All loans are subject to credit approval

Monthly payments required on all mortgage loans. Payment does not include taxes and insurance and actual payments will be higher.

All loans subject to credit approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

Fees displayed on the summary page only include lender fees and discount points. Discount points are upfront fees paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000). For an estimate of all fees, including third party fees, click the ?fees? link for each option.

Government program (VA, FHA, USDA) guarantee or funding fees are financed into your loan amount, and will therefore not be shown as a separate fee in the fee details section.