Monthly payments required on all mortgage loans. Payment does not include taxes and insurance and actual payments will be higher.

All loans subject to credit approval; this is not a commitment to lend. Terms and conditions apply. Programs, rates, terms and conditions are subject to change without notice.

Fees displayed on the summary page only include lender fees and discount points. Discount points are upfront fees paid to obtain a lower interest rate. One point equals one percent of the loan amount (for example, 1 point on a $100,000 mortgage would equal $1,000). For an estimate of all fees, including third party fees, click the ?fees? link for each option.

Government program (VA, FHA, USDA) guarantee or funding fees are financed into your loan amount, and will therefore not be shown as a separate fee in the fee details section.

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Idaho Medical Checking

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The checking account that protects you from the unexpected.

While you can’t predict the future, you certainly can plan for it — especially with an Idaho Medical Checking account. Set money aside now to protect yourself from unexpected medical costs in the future. 

Use these funds for doctor bills, prescriptions, or any other health-related expense at no cost. We offer medical savings as a checking account or a certificate of deposit. Choose which one best fits your needs. Balances over $500 earn interest, so your balance is growing until you need it.

Account Details

  • Interest-bearing account
    • Competitive, tiered interest rates paid on balances of $500 or more
    • Receive higher rates on larger balances
  • Possible tax advantages*
  • Avoid the $7 monthly service charge by maintaining a $200 minimum balance
  • Unlimited check writing
  • Monthly imaged statements
  • Free Visa® debit card**
  • Free online banking
  • Free mobile banking
  • Free eStatements
  • Direct deposit available
  • Money Line available***
  • $100 deposit to open

This account may qualify you for Premier Club Membership. See how to join today — and start enjoying fun perks!

*Consult your tax advisor.

**Some restrictions may apply.

***OAC (on approved credit).

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